Want an easier way to get a better rate on your home loan? At Joust we get banks and brokers to bid for your home loan, putting you in control.

Virgin Money Australia's current suite of financial products includes home loans, credit cards, superannuation and insurance products such as income, life, car and travel.

At Virgin Money, we’re passionate about helping Australians realise bigger possibilities through the delivery of beautifully simple and rewarding financial products, all backed by Virgin’s legendary customer service. We reject the notion of complex financial services. Instead we aim for clarity and simplicity in everything we do.

Virgin Money Home Loan Options

  • Reward Me variable Rate Home Loan
  • Reward Me Fixed Rate Home Loan
  • Standard Variable Rate Home Loan

All the above mentioned Virgin Money Home Loan options comes with a choice of both Owner Occupied and Investment loans. Also, generally most home loan products from Virgin Money Australia offers different rates depending on the Loan to Value Ratio (LVR) unlike other lenders who only offer rates based on LVR tiers of 90% and 80%.

Reward Me Variable Rate Home Loan

This home loan offers a competitive interest rate and extra flexibility with the ability to redraw and make unlimited additional repayments.

  • Velocity Points
  • 100% interest offset
  • Redraw - minimum $100
  • Unlimited additional repayments
  • Split borrowings
  • No application fee
  • First valuation free