Researching the best home loan rates Australian lenders currently offer can be a headache and incredibly time consuming.
At Joust, we are dedicated to helping you find the best home loan rates banks can offer you. We have created a digital marketplace that provides transparency and empowerment in your search for a mortgage, but we have also optimised the process for your convenience.
Here are three ways Joust simplifies your search:
1. Access a Digital Marketplace Through the Convenience of Your Mobile Device
Lenders can view your de-identified profile, so they can quickly bid with their best home loan rate based on your profile.
This means you don’t have to worry about making face-to-face appointments with multiple lenders. Instead, you no longer waste your time in long consultations with a sales representative and have the most competitive bids sent directly to your mobile device.
Enjoy the convenience of receiving less complex and targeted rate bids - all through the convenience of your mobile phone.
2. Joust Saves You Time From Having to Compare Home Loan Lenders
Joust is much more than a home loan comparison site or a home loan calculator.
The best offers for residential mortgages can often be fleeting and limited by time bound conditions - but you deserve access to the best home loan rates on your terms.
We have created a digital marketplace that saves you days of researching what some of the best current rate offers on home loans are.
By bringing potential lenders all to one place, you save valuable time that would have been spent going from bank to bank, or meeting with a broker.
We give you power as a buyer and flip the pressure of time back onto the lenders. When you create a profile with Joust, you are able to choose a time frame for banks to bid on your loan. Watching the bidding action on your live leaderboard is great fun. Once this period has closed, you get to see which banks have offered you their best home loan rates.
3. Avoid time consuming Negotiations and Receive Home Loan Rate Bids That Reflects Your True Value
Find some of the lowest home loan rates that banks can offer you. When you use Joust, you avoid having to deconstruct the complexities of a home loan by yourself, obviating the need for help from your accountant or a mortgage broker.
Joust provides an innovative digital platform where good consumers get the opportunity to have a customised auction for their home loan.
Under the competitive tension we create between lenders in this unique bidding environment, Joust opens up opportunities for interest rates you may not otherwise have access to.
This is made possible not only through the competitive tension, but by cutting out the middle man.
Using your basic profile information, banks can do more than assign you to a pre-existing, standard deal or rate. They are incentivised to cater to your profile and to compete with their best interest rate bids.
Would you like to find out more about how Joust can help you?