Good home loan customers don't want fees
It's official. Joust has asked approximately 2000 Australian Home Loan Customers what they want and the results are clear.
Good home loan customers usually want a 100% Set Off account and no monthly or annual fees. The Banks have made home loans very complicated over the last 20 years by trying to innovate and introduce a myriad of complicated or low value features and benefits. This has given rise to a level of complexity that often pushes people down the path of seeking advice. If you have a good credit rating, equity in your home and steady employment - Home loans and mortgages are not complicated. There is now a new way to access lower home loan interest rates without the cost of advice from a middle-man needing to be factored in to the ultimate interest rate.
Joust is simple and transparent
If you are a Bank and you don't have a home loan product with a set-off account and no monthly or annual fees you will find it very difficult to grow your business in an increasing competitive and transparent home loan market place.
Joust customers are overwhelmingly choosing Banks who offer 100% Set off and waive all fees.
Joust removes much of the complexity
So Australians no longer need to waste time on home loan comparison sites wading through the dozens and dozens of different product offering and features. Joust removes all the complexity and the most competitive Banks in Australia are winning good customers via the Joust home loan market place. No secret algorithms. No mysterious black box supposedly matching you with a Broker or Lender. Just complete transparency and the best place to watch Banks battle and to come away knowing you have obtained some of the best possible home loan rates available based on your unique profile.
To see how Joust works click here